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Money Train 3

Money Train 3

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  • Overall

    Star Icon4.8/5
  • Graphics

    Star Icon5/5
  • Bonuses

    Star Icon4.8/5
  • RTP

    96.5%
  • Minimum Bet

    0.1

Money Train 3 is Relax Gaming’s high-volatility offering that whisks you into a gritty, futuristic Western world where you’ll hunt for elusive symbols and bonus features on the reels. It’s a sequel that keeps the bones of earlier Money Train titles but cranks up the intensity with brand-new characters, hold-and-win mechanics, and a fierce sense of escapade. You’ll need to line up three or more matching icons from left to right—or lean on powerful special symbols—to collect the spoils.

Theme and Graphics

Money Train 3

Think of Money Train 3’s visuals as a collision between a dusty outlaw frontier and advanced steampunk tech. Everything feels kinetic—the background sets an ominous desert scene, peppered with rusted machinery, whirring gears, and flickers of neon that scream “dystopia.” The main characters look battle-hardened, each brimming with attitude. Wild animations kick in whenever you score a big combo, with laser flashes and metal shards whirling across the screen.

It doesn’t stop at the reels. The soundtrack is a moody, Western-inspired groove that’s been fused with robotic hums. That musical backdrop pairs perfectly with the mechanical setting, pushing the tension upwards every spin. You might notice subtle shifts in audio whenever a bonus symbol lands: a metallic clank or an electric sizzle that signals “something big might happen next.” It’s that synergy between sights and sounds that draws you in, spin after spin.

Gameplay and Features

Money Train 3 Slot

Reel Layout and Paylines

Under the hood, Money Train 3 uses a standard five-reel, four-row grid. You get 40 fixed paylines. No Megaways or cluster payouts here—just a straightforward approach that keeps you laser-focused on matching symbols. The reels themselves don’t cascade, so each spin is a fresh roll of the dice. Still, the layout feels clean and compact, making it easy to spot any special features or icons you’ve landed.

Winning Combination

Scoring wins is all about lining up three or more matching symbols along any of the 40 paylines from left to right. High-paying characters tend to show up less often—naturally—but when they do, they can deliver some hefty returns. You’ll probably see a fair number of low-to-mid-tier hits in the base game without feeling overrun by dead spins, but it’s clear this slot leans towards bigger, more occasional payouts. That’s the hallmark of high volatility: it can be a roller-coaster ride of smaller wins spiked by mighty hits.

Special Symbols

In Money Train 3, you’ve got a full cast of special icons that keep the base game lively. Here’s a quick rundown:

SymbolTypeFunctionBonus Trigger
WildWildSubstitutes for any standard symbolNot applicable
BonusScatterActivates the Hold & Win bonus3 or more needed
CollectorPersistent SymbolCollects all visible coin valuesIn bonus round only
SniperPersistent SymbolDoubles the value of other symbolsIn bonus round only
NecromancerPersistent SymbolResurrects used persistent symbolsIn bonus round only

That trio of Collector, Sniper, and Necromancer shows up during the bonus feature, each aligning with the futuristic Western vibe. Design-wise, they’re loaded with mechanical details: the Collector looks like a cyborg sharpshooter, while the Necromancer has spooky sci-fi flourishes to hint at its resurrecting potential.

Bonus Rounds and Free Spins

How to Trigger Bonuses

You’ll crack open the flagship bonus feature—a Hold & Win style round—by landing at least three Bonus (Scatter) symbols in the base game. If you’re playing in a region that supports bonus buys, you can jump straight to the action by paying a hefty premium. But it’s not always cheap, so weigh that option carefully. For many, simply spinning until those Scatters drop is the more thrilling route.

Special Mechanics

Once inside the bonus round, you’re dealing with a set of special reels that only contain coin values and persistent symbols. You start with three spins, and each time a coin or special symbol lands, you reset to three spins again. Collector, Sniper, and Necromancer all do their part to boost or collect values:

  • Collector: Adds up the values of all other coins, ramping up your potential total. 

  • Sniper: Doubles the worth of any coin symbols it targets—sometimes multiple times.

  • Necromancer: Brings spent persistent symbols back to life so they can work their magic again. 

This system can chain into surprisingly big multipliers if you manage to keep landing fresh symbols. Each new coin might feel like finishing that last puzzle piece—especially when the Sniper or Collector assembles a big payoff. With a touch of luck and the right combination, you inch closer to the max multiplier of x100000, which is enough to make your adrenaline spike.

Progressive Jackpots

Money Train 3 doesn’t rely on a tiered jackpot system. Instead, it’s all about that massive win cap. You won’t find dedicated Mini or Grand Jackpots here, but the hold-and-win setup can mimic that big jackpot feeling as the reels fill up and your multiplier grows. Relax Gaming has kept the format streamlined—no random jackpot draws to distract you from the core mechanic.

Payout Potential and Volatility

RTP Explained

Money Train 3’s theoretical RTP sits around 96.10%, which is respectable by industry standards. That figure indicates how much of your wagers might come back to you over an extended session. As always, that’s a long-term measure, meaning actual returns can be all over the place in any given night. But with a rate above 96%, you’re flying in good company compared to the average slot’s payout percentage.

Volatility

This is a high-volatility slot, no two ways about it. That means you could go several spins—maybe more than you’d like—without hitting anything worthwhile. But it also means that when the game decides to pay out, it can go big. If you enjoy a bit of risk and you’re not scared of the occasional dry spell, Money Train 3 might well be a sweet fit. Just remember: high risk, great reward, but brace yourself for potential ups and downs.

Max Win Potential

Relax Gaming didn’t hold back. The max multiplier is a jaw-dropping x100000. Yes, you read that correctly. The bonus round is your main driver for hitting this epic figure, courtesy of Collector, Sniper, Necromancer, and their wild synergy. If the reels align in your favour, those multipliers can notch up so high you’ll start questioning reality. It’s a big dream, sure, but that’s exactly what the Money Train franchise is known for.

Playing Money Train 3 on Mobile

Whether you’ve got an Android tablet or the latest iPhone, Money Train 3 runs smoothly on just about any modern device. The interface scales down neatly, so the reels remain crisp and legible on smaller screens. Animations are fluid, the sound design is still punchy through headphones, and you won’t lose any crucial features. You can spin it up via mobile browsers for quick hits on the go, or through casino apps if your chosen platform provides one. Having tested it on an older Android phone, I can confirm it still looks immersive.

Pros and Cons

Pros
  • High-volatility thrills with the potential for epic wins.
  • Atmospheric theme, slick animations, and a killer soundtrack.
  • Complex Hold & Win round with fun persistent symbols.
Cons
  • The high volatility might intimidate casual players.
  • No progressive jackpot if you prefer that style of big payout.
  • Bonus Buy can be pricey, depending on your bankroll.

Trusted Sites to Play Money Train 3 for Real Money

Below are three reputable casinos where you can find Money Train 3 ready for real bets. Each is known for solid customer service and secure transactions:

Fatbet
2.7/5
Fatbet Review
R500 Free No Deposit Bonus + 100% Match Bonus up to R25,000.

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Play Responsibly

If you feel the heat of consecutive losses or victories, remember to keep your sessions in check. Set a budget before diving in, and stick to it—no second chances with funds you can’t afford to lose. Limit-setting tools are built into many online casinos. And if the going ever gets tough, organisations like GamCare offer free help. It’s all about staying on track and enjoying the ride.

Final Verdict on Money Train 3 Game

Money Train 3 is a hot-rod of a slot, mixing a rugged Western atmosphere with futuristic flair. The Hold & Win bonus game is the beating heart, supercharged by Collector, Sniper, and Necromancer symbols that can snowball to massive multipliers. It’s best suited for players who love a high-volatility test of nerves, especially if the thought of a x100000 max multiplier brings a grin to your face. If you can handle the potential for dry runs, there’s plenty of gold in these reels.

Frequently Asked Questions

How do I trigger the bonus features in Money Train 3?

Land 3 or more Bonus Scatters to activate the Hold & Win feature.

What is the RTP and volatility of Money Train 3?

It has a 96.10% RTP with a high volatility profile.

Can I play Money Train 3 for free?

Yes, most casinos have a demo mode for practice spins.

Gambling can be addictive, please play responsibly.
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